Bitcoin is on fire — and it’s no coincidence. Ever since Donald Trump’s shocking November election win, the world’s most valuable cryptocurrency has gone parabolic. As of May 29, Bitcoin (CRYPTO: BTC) has skyrocketed nearly 60% and crossed $111,000 multiple times.
But the real fireworks just started.
President Trump isn’t just sitting back — he’s actively surrounding himself with pro-Bitcoin heavyweights and making bold moves that could rewrite the future of crypto in America. And now, he’s handed Bitcoin investors another gift that could be worth billions.
Trump Just Lit the Fuse: A Crypto Dream Team and the Bitcoin Reserve
Trump didn’t waste time after his win. He appointed a former crypto consulting CEO to lead the SEC (yes, really), and announced the creation of a U.S. Strategic Bitcoin Reserve — essentially the government’s own Bitcoin vault, built to store and potentially buy even more BTC.
That alone would be enough to make waves.
But now, he’s taken it a step further — and this time, the impact could hit your retirement account.
401(k)s Meet Bitcoin: Trump Just Opened the Floodgates
Under President Biden, the Department of Labor issued a strict warning to companies, basically saying: “Don’t even think about putting crypto in your 401(k) plans.” Their reasoning? Volatility, fraud, and market manipulation.
Most companies froze in fear, avoiding crypto like the plague.
But not anymore.
👉 Trump has officially reversed that guidance.
Now, U.S. employers are free to offer Bitcoin and crypto-related investments in 401(k)s — one of the largest investment vehicles in the world. For context, retirement savings in these plans totaled over $8.9 trillion in late 2024.
Even a tiny trickle of that into Bitcoin could send prices skyrocketing.
And while the Department of Labor says it’s not exactly endorsing crypto, the message is loud and clear: “We’re not stopping you.”
Why This Could Be a Turning Point for Bitcoin
Crypto experts agree — mainstream adoption is the key to Bitcoin’s next bull run.
And now, with crypto-friendly policies, a pro-Bitcoin SEC chief, and 401(k) doors wide open, that adoption wave may already be here.
Even BlackRock, the world’s largest asset manager, recently published a report saying Bitcoin deserves a spot in a multi-asset portfolio — right alongside the “Magnificent Seven” tech stocks like Apple and Nvidia.
According to BlackRock’s own data, a 1–2% allocation to Bitcoin carries about the same risk as holding one of those massive tech giants. That’s not fringe advice — that’s Wall Street-level conviction.
Why Bitcoin Might Belong in Your Portfolio — Even Just a Little
Let’s face it: Bitcoin is no longer a joke or a fad. It’s being called the digital gold of our generation — a finite asset with only 21 million coins that can ever exist.
With inflation on the rise and the U.S. printing money like it’s Monopoly cash, Bitcoin is increasingly seen as a safe haven — a way to protect your money from the storm.
In fact, many financial experts now recommend a small Bitcoin exposure (1% to 3%) for a diversified portfolio. And right now, Bitcoin is the only cryptocurrency considered stable enough for something as important as a retirement fund.
Here’s the Bottom Line
Trump’s latest move could unleash a new wave of investment into Bitcoin through retirement plans, just as sentiment and policy are turning strongly bullish. The pieces are falling into place for a potential massive rally.
If you’ve been sitting on the sidelines, the time to act might be now.
Should You Invest $1,000 in Bitcoin Right Now?
Before you do, know this: The Motley Fool Stock Advisor team just revealed what they believe are the 10 best stocks to buy right now — and Bitcoin didn’t make the list.
But that doesn’t mean Bitcoin isn’t worth your attention.
Consider this:
- If you bought Netflix when they recommended it in 2004, you’d be sitting on $651,049 today.
- If you grabbed Nvidia in 2005 on their call, that $1,000 would now be worth $828,224.
Their average return is 979% — destroying the S&P 500’s 171%.
So whether you go for Bitcoin, stocks, or both — don’t sleep on this moment.